What is tool dealer insurance?
Insurance for business owners who distribute tools, toolboxes and other items for a specific brand or independently.
What is covered by tool dealer insurance?
Depending on the requirements of your distribution brand, our typical tool dealer insurance includes: general liability coverage of at least $1 million per occurrence, inventory coverage for inventory held in your truck + storage, rolling store exposure coverage, loss of route income for a covered collision or comprehensive claim, computer systems coverage (computers, printers, credit card readers, payment systems), and drop ship exposure (covering a shipment en route to you).
What type of tools does tool dealer insurance cover?
Collisions, theft, fire or other natural disasters are the most common. It will also offer protection to your inventory in the event of a covered loss.
Who needs tool dealer insurance?
Anyone who owns or operates a route(s) specializing in tool and tool box distribution.
Why us for tool dealer insurance?
We have more than 30 years of experience providing coverage for tool distributors nationwide. We know the needs of your tool distribution business and what it takes to ensure you, your truck and inventory are properly protected. We know the requirements of your brands and will work directly with them to ensure you stay on the road. Our business is to protect you and your business at the most competitive price possible.