What is food and beverage distribution insurance?
Insurance for business owners who distribute food, snacks, beverages, meat, bread and other perishable food items for a specific brand or independently.
What is covered by food and beverage distribution insurance?
Depending on the requirements of your brand, our typical food + beverage distribution insurance includes: general liability coverage of at least $1 million per occurrence, hired auto liability, hired non-owned liability, inventory coverage, computer systems coverage (computers, printers, credit card readers, payment systems), and affordable options for dependent property coverage (loss of income due to a physical loss or damage at a dependent property – i.e. a grocery store you supply food to).
What situations does food and beverage distribution insurance cover?
Collisions, theft, fire or other natural disasters are the most common. It will also offer protection to your inventory in the event of a covered loss. And depending on your policy, there may also be coverage for loss of income caused by a physical loss or damage to a dependent property – i.e. a grocery store on your route burns down.
Who needs food and beverage distribution insurance?
Anyone who owns or operates a route(s) specializing in food, meat, snack, bread or snack distribution.
Why us for food and beverage distribution insurance?
We have more than 30 years of experience providing coverage for food distributors nationwide. We know the needs of your food distribution business and what it takes to ensure you, your truck and inventory are properly protected. We know the requirements of your brands and will work directly with them to ensure you stay on the road. Our business is to protect you and your business at the most competitive price possible.