What is independent distributor insurance?
Insurance built specifically for those who own their own independent distribution route. If done right, this insurance will cover your vehicle, inventory, and general business liability. As a business owner, you have a lot on the line, so it is important to know you are properly insured if anything were to happen.
What is covered by independent distributor insurance?
Depending on the type of distribution business you own, the coverages will vary. For example, if you are a tool dealer/distributor, you don’t require coverage for spoilage, while that is a key coverage for a food + beverage distributor. But all policies that we will write for independent distributors typically include the following: automobile liability, automobile collision + comprehensive coverage, non-owned auto liability (as required), general business liability, product liability, inventory coverage, loss of route income, lease and loan gap coverage, and computer systems coverage.
What situations does independent distributor insurance cover?
Collisions, theft, fire or other natural disasters are the most common. It will also offer protection to your inventory in the event of a covered loss.
Who needs independent distributor insurance?
Anyone who owns or operates a route(s) as an independent distributor within a number of product arenas. We specialize in covering snack + bread distributors, beverage distributors, and dairy + meat distributors. But have options for a variety of distribution businesses.
Why us for independent distributor insurance?
We have more than 30 years of experience providing coverage for independent distributors nationwide. We know the needs of your independent distribution business and what it takes to ensure you, your truck and inventory are properly protected. We know the requirements of your brands and will work directly with them to ensure you stay on the road. Our business is to protect you and your business at the most competitive price possible.