What is general liability insurance?
Coverage that protects business owners and operators from claims brought by third parties alleging bodily injury or property damage.
What is covered by general liability insurance?
As a general rule, General Liability only covers the situations in which you are liable for property damage or bodily injury. Most businesses and business owners find themselves in need of additional coverage for buildings, autos, property, and loss of income. This is why we offer a more comprehensive policy known as a businessowners policy that will offer a broader range of coverage to meet individual business needs.
What situations does general liability insurance cover?
It provides basic coverage for situations where you or your employees are liable for bodily injury or property damage claims of others. So, for example, say someone slips on some ice leaving your business and they are injured, this type of policy would provide coverage for the bodily injury they have suffered.
Who needs general liability insurance?
Anyone who owns or operates a business – whether home-based or not. There is no business too small for general liability coverage. It will provide basic coverage for any situation that may arise where you or your employees could be found liable.
Why independent distributor insurance for general liability insurance?
We have more than 30 years of experience providing coverage for businesses nationwide. We know insurance and work with you to ensure you and your business are properly protected. Our business is to protect you and your business at the most competitive price possible.