What is personal insurance?
Insurance that protects you, your family, and your assets from loss or liability claims. It covers homes, automobiles, recreational vehicles, boats, motorhomes, as well as personal belongings.
What is covered by personal auto insurance?
Typically, a personal auto policy will cover you for claims of liability against you (bodily injury and property damage) as well as damage to your vehicle whether comprehensive or collision. In some states you also have injury protection that will pay medical bills prior to your personal health insurance paying out. It can also cover things like roadside assistance, rental reimbursement, custom parts, and a payout if there is a death.
What is covered under personal home insurance?
Depending on what area you live in, common perils that are covered by home insurance include wind, hail, lightening, theft, and water (not external water like floods, sprinklers, etc.). Home policies also include family liability coverage, guest medical expenses, personal property coverage and other additional living expenses if you are misplaced by a covered loss.
Who needs personal insurance?
Anyone who owns a home, vehicle or has assets they would like to have protected from natural perils as well as claims of liability.
Why independent distributors insurance for your personal insurance needs?
We have more than 30 years of experience protecting businesses and families nationwide. Insurance is one of the most important purchases for you, your family, and your assets. And, if you own a business, it is even more critical to ensure you have no gaps between your personal and business policies. As experts in protecting both businesses and families, we take pride in ensuring you have the coverage you need at the best price possible.