What is personal auto insurance?
Insurance that will protect your vehicles and your assets if you are liable in an accident. In many states, it will also offer protection if you are hit by a driver that has no insurance or is under insured.
What is covered by personal auto insurance?
Typically, a personal auto policy will cover you for claims of liability against you (bodily injury and property damage) as well as damage to your vehicle whether comprehensive or collision. In some states you also have injury protection that will pay medical bills prior to your personal health insurance paying out. It can also cover things like roadside assistance, rental reimbursement, custom parts, and a payout if there is a death.
What situations does personal auto insurance cover?
The most typical use of personal auto insurance is when there has been a collision. In addition, personal auto policies will pay out for nature related incidents (wind, hail damage, fire, etc.) and other non-collision related damage. It also offers coverage for you if you are liable in a collision – whether personal property damage (the other person’s car for example) or bodily injury. Many policies also offer roadside assistance (flat tire, ran out of gas, locked your keys in your car, towing) and personal injury coverage regardless of who is at fault in an accident.
Who needs personal auto insurance?
Anyone who owns and/or operates a car.
Why us for personal auto insurance?
We have more than 30 years of experience protecting businesses and families nationwide. Insurance is one of the most important purchases for you, your family, and your assets. And, if you own a business, it is even more critical to ensure you have no gaps between your personal and business policies. As experts in protecting both businesses and families, we take pride in ensuring you have the coverage you need at the best price possible.