Commercial Insurance icon

Commercial Insurance to cover you and your business.

What is Commercial Insurance?

Insurance designed to cover businesses, employees, owners and the assets/property of the business. It typically is provided in two main categories – general liability insurance and commercial auto insurance.

What is covered by commercial auto insurance?

Typically a commercial auto policy is designed to protect your automobiles, drivers and cargo (as needed) from damage (whether collision or comprehensive), theft, or liability.

What is covered under general liability insurance?

At the highest level, general liability protects business owners and employees from claims brought by others alleging property damage or bodily injury. However, we specialize in writing policies for business owners that offer protection for buildings, business property, business income interruption as well as general liability to ensure you have the best coverage possible.

Who needs commercial insurance?

Anyone who owns or operates a business. Many believe their business is not large enough to require insurance, but there is little to no coverage on your personal insurance (i.e. your home) for business pursuits. So even a small business you operate out of your home likely requires a commercial policy to protect your inventory, equipment or you and your assets if an issue arises that you are liable for.

Why us for Commercial Insurance?

We have more than 30 years of experience providing coverage for businesses nationwide. We know insurance and work with you to ensure you and your business are properly protected. Our business is to protect you and your business at the most competitive price possible.

Testimonials

“I’m truly grateful that for many years as a Cornwell Tools dealer, I’ve had the peace of mind knowing the folks at Independent Distributor Insurance have had my back! After the impeccable service and fast support I received when filing no-fault business claims years ago, I decided going forward to trust them with all of my personal insurance protection as well.  Anytime I have coverage questions or changes, a quick call directly to the office is all it takes, then I can focus on running my business and living my life in confidence…without ever wondering if it has been handled.

No one else in the business comes close to providing the level of service, and overall value, that these top-notch folks do, period.  Thanks for always looking out for me, my family, and our growing business!”

Frank, Cornwell Tools

“For many years Independent Distributor Insurance has provided our company with friendly, prompt and professional service.  I know I can count on them 100% and that gives me peace of mind. “

Michelle, Owner Locksmith Company

“Independent Distributor Insurance has been great in helping with my personal and business policies. Any question or concerns I have had they have been there.”

Richard, Snack + Bread Distributor